Disclaimer

Last updated: 2026-10-15

Educational content only

Everything on moneydrawnout.com and on the Money, Drawn Out YouTube channel is provided for general educational and informational purposes only. It is not financial, investment, tax, legal or real-estate advice, and it is not a recommendation to buy, sell or hold any security, fund, product or service.

We don't know your personal circumstances, goals, income, debts or risk tolerance. Before making financial decisions, consider talking to a qualified, licensed professional such as a fiduciary financial planner, a tax professional or an attorney.

Examples and calculations

Sam and Alex are illustrative characters. All figures in our lessons are calculated estimates based on the assumptions stated in each lesson, such as a constant average rate of return. Real investment returns vary, can be negative and are not guaranteed. Past performance does not guarantee future results. Your actual results will differ.

Rates, limits and rules change

Interest rates, contribution limits, tax brackets and laws change over time. We cite our sources and show the date each lesson was last updated, but we can't guarantee that every figure is current or complete. Always check the latest information with the official source or your provider.

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